What are the costs? What you pay with Schwab

Operating Expense Ratio (OER)

OERs are charged annually by the fund company, expressed as a percentage of a fund's average net assets. They cover the fund's management and other costs.

Passively managed funds are designed to track a specific market index and typically have lower costs (OERs) than actively managed funds that pay fund managers or management teams to make ongoing decisions on where a fund's money is invested.

Passively managed ETFs


Schwab ETFs™*3Expenses can range from 0.03%-0.39%*.

Third-party passively managed ETFs traded on US exchanges are also available. OERs vary from fund to fund.

Actively managed ETFs
Schwab offers third-party actively managed ETFs traded on U.S exchanges. OERs vary from fund to fund.
Trade Commission (online)
Your broker may charge you a trade commission each time you buy or sell an ETF.
US$0 online for any listed ETFs, including Schwab ETFs4

Other Costs

Bid/ask spreads and changes in discounts and premiums can also factor into your trade costs.
Costs vary from fund to fund.

*Source: CSIM. As of October 31, 2021.